Loan

Climate Tech Finance program

The Air District’s Climate Tech Finance program offers subsidized financing for public and private facilities to adopt emerging technologies that reduce greenhouse gas emissions.

Public-sector facilities can apply for loans ranging from $500,000 to $30 million, over up to 30-year terms.

Small businesses can apply for loan guarantees on loans of up to $20 million, with a maximum guarantee of $2.5 million. Projects may be eligible for up to 90 percent guarantees through this program.

Climate Tech Finance Program - Bay Area

Learn how to apply for subsidized financing for emerging technologies that reduce greenhouse gas emissions. Public-sector facilities can apply for loans ranging from $500,000 to $30 million, over up to 30-year terms. Small businesses can apply for loan guarantees on loans of up to $20 million, with a maximum guarantee of $2.5 million. Projects may be eligible for up to 90 percent guarantees through this program.

USDA Energy Efficiency and Conservation Loan Program

The Energy Efficiency and Conservation Loan Program (EECLP) provides loans to finance energy efficiency and conservation projects for commercial, industrial, and residential consumers. With the EECLP, eligible utilities, including existing Rural Utilities Service borrowers can borrow money tied to Treasury rates of interest and re-lend the money to develop new and diverse energy service products within their service territories.

Renewable Energy Systems & Energy Efficiency Improvement Loans & Grants

USDA Rural Development is seeking applications for its Rural Energy for America Program. The program provides grants and guaranteed loans to farmers and small businesses to support the installation of renewable energy and energy efficiency improvements. Applicants may apply for grants up to 25% of the total project costs. Energy efficiency grants can range from $1,500 to $250,000 while renewable energy grants range from $2,500 to $500,000. Examples of former projects include, but are not limited to, the installation of:
  • wood pellet boilers
  • solar panels

Heavy-Duty Vehicle Air Quality Loan Program

The California Capital Access Program (CalCAP) encourages banks and other financial institutions to make loans to small businesses. CalCAP is administered by the California Pollution Control Financing Authority. CalCAP is a loan loss reserve program which may provide up to 100% coverage on certain loan defaults. By participating in CalCAP, lenders have available to them a proven credit enhancement to meet the financing needs of California's small businesses.