Funding Wizard

The Residential Energy Efficiency Loan (REEL) program was designed to help California homeowners and renters access affordable financing for energy efficiency projects.

Owners of any residential property are eligible for the REEL program, as are renters at the discretion of the lender and with the property owner’s permission. Customers may upgrade a single-family home, townhome, condo, duplex, triplex, fourplex or manufactured home. And, with REEL, renovations for up to four units can be bundled into the same loan.

Eligibility requires that the property receive electric or natural gas service from Pacific Gas and Electric Company (PG&E®), San Diego Gas & Electric Company (SDG&E®), Southern California Edison (SCE®) or Southern California Gas Company (SoCalGas®). For complete program rules and regulatory information, please reference the REEL Program Regulations+.

Reduce before you produce! The REEL program prioritizes energy reduction (through energy efficiency) over energy production. At this time, lenders are not offering solar loans through the REEL program.

With different lenders and loan options, there’s a REEL solution for your home improvement needs.

Corpsmembers aged 18 – 25 years old complete a year of paid service and receive on-the-job training while completing projects that reduce greenhouse gas emissions. Energy Corps projects include energy efficiency audits and retrofits. Individuals can apply to participate in the Energy Corps and organizations can apply to provide projects for the Energy Corps.

The Small Business Financing (SBF) program offers affordable options to help California businesses shrink their energy bills and carbon footprints.

Administered by the State of California with support from the state’s investor-owned utilities, the SBF program is a flexible way to upgrade your business and save.

Program benefits

•  Finance 100% of project costs
•  Broad list of qualifying measures
•  Financing may be used for non-energy upgrades
•  Finance a simple replacement or a comprehensive building upgrade
•  Quick approval
•  Attractive terms

Corpsmembers aged 18 – 25 years old complete a year of paid service and receive on-the-job training while completing projects that reduce greenhouse gas emissions.  California Conservation Corps (CCC) projects include reforestation, forest fuel reduction, habitat restoration, urban greening and community forestry.

Individuals can apply to participate in the Forest Health CCC program and organizations can apply to provide projects for the Forest Health CCC program.

The LIWP Farmworker Housing Component provides no-cost rooftop solar photovoltaic (PV) systems and energy efficiency upgrades to low-income farmworker households to reduce greenhouse gas emissions and lower energy costs for participants. The Farmworker Housing Component is part of CSD's Low-Income Weatherization Program (LIWP) and is designed to reduce greenhouse gas emissions by saving energy and generating clean renewable energy. 

Farmworkers are one of the most vulnerable populations in the state because of seasonal employment and low wages. Farmworker families pay a larger share of their annual income on home energy, and often cut back on other critical needs to pay their energy bills. This new LIWP Farmworker Housing Component will increase the energy efficiency of homes owned or rented by farmworker families; reduce energy bills; provide access to solar energy; and provide health and safety improvements to homes. All services will be provided at no cost to eligible low-income farmworker households. LIWP, part of California Climate Investments, is an energy efficiency and renewable energy generation program administered by CSD that reduces greenhouse gas emissions and provides important co-benefits to households and communities including energy cost savings and job creation and training opportunities.

CSD selected La Cooperativa Campesina de California as the Administrator for the Farmworker Housing Component though a competitive procurement and a funding award of approximately $10.7 million. La Cooperativa, a nonprofit corporation, was established in 1995 with the mission to improve the lives of California's farmworkers, their families, and rural communities through advocacy and service. La Cooperativa previously served as a Regional Administrator for LIWP's Single-Family Energy Efficiency and Solar PV Program in a region that included Imperial, San Bernardino, Riverside, Orange, and San Diego Counties. While this program was not focused solely on farmworker housing, many farmworker households were able to benefit from accessing services under the program. La Cooperativa and a team of partner organizations that includes MAROMA Energy Services and Migrant and Seasonal Farmworker Agencies will lead efforts across twelve counties with the highest farmworker populations to enroll eligible farmworker households and install energy saving and solar measures in single-family dwellings and buildings of 2-4 units.

These energy efficiency measures may include:
Insulation, Central Heating and Cooling System Upgrades, Washers, Dryers, Refrigerators and Freezers, Lighting Upgrades, Water Heater Replacement, Window Replacement, Rooftop Solar PV systems

YOU COULD SAVE UP TO $750 ON ELIGIBLE EVs
The California Clean Fuel Reward is available to anyone who buys or leases a new electric vehicle with a battery capacity greater than 5 kWh from a participating automotive retailer. The customer must register the vehicle in California and the customer must reside in California. 

The California Air Resources Board and your electric utility want to make it easier to own an EV. That’s why we’re providing the California Clean Fuel Reward to people who purchase or lease an eligible* new Battery Electric (BEV) or Plug-in Hybrid (PHEV) vehicle at participating automotive retailers. This is on top of any applicable federal, state, and local incentives, rebates, and tax credits. 

Explore other electric vehicle incentives that may be available to you. 

*Please see program rules for complete eligibility requirements. 

Financing Assistance offers lower-income consumers a low-interest loan and a vehicle price buy-down to purchase a new or used zero-emission, plug-in hybrid electric, or hybrid vehicle. Lenders are offered a loan loss reserve to mitigate their risk. 

The Clean Vehicle Assistance Program provides grants and affordable financing to help income-qualified Californians purchase or lease a new or used hybrid or electric vehicle. Our goal is to make clean vehicles accessible and affordable to all who qualify.

The Clean Vehicle Assistance Program is funded by California Climate Investments, a statewide initiative that puts billions of Cap-and-Trade dollars to work reducing greenhouse gas emissions, strengthening the economy and improving public health and the environment—particularly in disadvantaged communities.

Clean Cars 4 All's goal is to help lower-income California residents replace old, polluting cars with cleaner, more fuel efficient vehicles. Clean Cars 4 All provides financial incentives to retire older, more polluting vehicles and replace them with newer, cleaner hybrid and zero-emission vehicles or alternative mobility options.  

The program is run regionally by participating Air Districts.

• San Joaquin Valley Air Pollution Control District
  • Drive Clean: https://www.valleyair.org/drivecleaninthesanjoaquin/replace/
• South Coast Air Quality Management District
  • Replace Your Ride: www.replaceyourride.com
• Bay Area Air Quality Management District 
  • Clean Cars for All: https://www.baaqmd.gov/funding-and-incentives/residents/clean-cars-for-all
• Sacramento Air Quality Management District (COMING SOON)
  • Clean Cars 4 All: http://www.airquality.org/SacCleanCars4All/Pages/default.aspx

Residents must have a household income of no more than 400 percent of the federal poverty limit. Residents must reside in ZIP codes containing a disadvantaged community census tract in the Bay Area, Sacramento, San Joaquin, and South Coast Air Districts.

The California Environmental Protection Agency (CalEPA) Environmental Justice (EJ) Small Grants Program offers funding opportunities authorized by California Code of Regulations Title 27, Division 1, Chapter 3, Article 1 to assist eligible non-profit community organizations and federally-recognized Tribal governments address environmental justice issues in areas disproportionately affected by environmental pollution and hazards. The EJ Small Grants are awarded on a competitive basis.

2021 Notice of Funding Availability

In March 2021, CalEPA announced it is accepting applications for its 2021 grant cycle. For each project, the maximum grant amount is $50,000. CalEPA plans to announce the grant awards in the fall of 2021. The grant term will be 18 months, approximately from fall 2021 through Spring 2023.

The Healthy Soils Program (HSP) provides financial incentives for implementation and/or demonstration of on-farm conservation management practices that improve soil health, sequester carbon and reduce greenhouse gas emissions. The HSP has two components: the HSP Incentives Program and the HSP Demonstration Projects. The HSP Incentives Program provides financial assistance for implementation of conservation management that improve soil health, sequester carbon and reduce greenhouse gas (GHG) emissions. The HSP Demonstration Projects showcase California farmers and rancher's implementation of HSP practices.